Payoff.com – Making Financial Health Happen


You may know from previous posts that I am working hard on getting out of debt, building a well-funded emergency fund, and donating to the charitable organizations I support.  Payoff allows you to set goals, such as paying off a loan or credit card, building a savings account, buying a car, and more.  I decided to start with a baby emergency  fund in our new BoA savings account (one of those that rolls over the change from every purchase) and build this up to $1,000.  I don’t remember how often BoA throws our change in there, so I set up automatic transfers from our checking to savings to help me meet this goal in my selected time frame.

I love how it let me connect my Savings to Payoff, so they can track it for me. I can also earn neat little badges, a nice reminder of the baby steps I’m taking to meet my larger goals!

Payoff doesn’t just provide the tools to help get you on track. They also provide many articles ranging from how volunteering can provide a financial benefit to how to haggle.

The only thing I don’t like is that I frequently get booted for inactivity.  I’m hoping to find a setting for this, because I’m very easily sidetracked and flip between tabs constantly.  Until then, I’m going to have to focus on whatever I’m doing on Payoff and try to ignore everything else my sidetracked brain thinks of.

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